Calculators
Pakistan Income Tax Calculator
Estimate Pakistani salary tax with editable FY 2025-26 slabs: annual, monthly and net pay.
Estimate only — tax slabs change every budget. Verify with FBR or a tax consultant before relying on these figures.
Tax slabs (editable)
| Income up to (Rs) | Fixed tax (Rs) | Rate on excess (%) |
|---|
Prefilled with FY 2025-26 salaried-individual slabs. The last row means "above" — edit any value and recalculate.
Enter your annual salary and press Calculate tax.
What is the Pakistan income tax calculator?
Pakistan taxes salaried individuals through progressive slabs: as your annual income crosses each threshold, a higher rate applies to the portion above it. This calculator implements those slabs exactly as prefilled for FY 2025-26 — 0% up to Rs 600,000, then 1% on the next Rs 600,000, 11% on the next million, 23%, 30%, and 35% on the highest portion — and shows your annual tax, monthly deduction, effective rate, and net take-home pay. Because budgets change the slabs every year, every value in the slab table is editable, so the tool stays useful even after rates are revised.
How to use this tool
- Enter your gross annual salary in rupees.
- Review the prefilled FY 2025-26 slab table; edit any limit, fixed tax, or rate if you are modelling a different year or a proposed change.
- Press Calculate tax to see annual tax, monthly deduction, effective tax rate, and net annual income.
- Use Reset slabs to restore the FY 2025-26 defaults after experimenting.
Key features
- Correct progressive-slab math: each rate applies only to the income slice inside its bracket, with fixed base amounts carried forward.
- Fully editable slab table — limits, fixed taxes, and rates can all be changed, and rows are re-sorted automatically.
- Shows monthly withholding alongside annual figures, matching how salary slips present tax.
- Effective tax rate reveals what share of your gross pay actually goes to tax.
- Prominent estimate-only warning, because slabs, surcharges, and rebates change with every federal budget.
Common use cases
- Salary negotiation: comparing gross offers by their net take-home value.
- Budgeting: knowing the exact monthly tax bite before committing to rent or loan payments.
- Tax planning: estimating annual liability ahead of filing the FBR return.
- Policy modelling: testing how a proposed slab change would affect different income levels.
- Freelancers and mixed earners: a starting point before consulting a tax professional about other income types.
Practical tips
- Only the income above each threshold is taxed at the higher rate — earning Rs 50,000 more never makes you poorer overall.
- Employer deductions like EOBI, provident fund, and gratuity are separate from income tax; add them for the full picture.
- Keep your salary slips and the FBR tax certificate (issued by your employer) — you will need them at filing time.
- Rebates for teachers, researchers, and senior citizens exist in some years; this tool does not apply them, so treat the result as a baseline.
- When the new budget is announced, update the editable table rather than waiting for someone else to do it.
Frequently Asked Questions
Which tax slabs does this calculator use?
It is prefilled with the FY 2025-26 salaried-individual slabs: 0% to Rs 600,000, 1% to 1.2M, 11% to 2.2M, 23% to 3.2M, 30% to 4.1M, and 35% above. Every value is editable for other years.
Is the result my exact tax liability?
No — it is an estimate. Surcharges, rebates, tax credits, and other income types are not included, and slabs change with each budget. Verify with FBR or a tax consultant.
How does progressive slab taxation work?
Each rate applies only to the income slice within its bracket. For example, at Rs 1,000,000 only the Rs 400,000 above Rs 600,000 is taxed at 1%, giving Rs 4,000 — not 1% of the whole million.
What is the effective tax rate shown?
It is your total annual tax divided by your gross annual salary, expressed as a percentage — a single number showing what share of your pay goes to income tax.
Does this include EOBI or provident fund deductions?
No. Those are separate employment deductions, not income tax. Subtract them from the net figure shown here for your true take-home pay.