Zakat Calculator

What is a Zakat calculator?

Zakat is the obligatory 2.5% annual charity on qualifying wealth held for a lunar year, due when net wealth reaches the nisab threshold. This calculator adds up your zakatable assets — cash, bank balances, gold and silver at market value, investments and stock, and money owed to you — subtracts your debts, compares the net figure against the nisab, and computes 2.5% if you qualify. The nisab itself is derived from live-editable gold and silver rates per tola, using the classical measures of 87.48 grams of gold (7.5 tola) or 612.36 grams of silver (52.5 tola), whichever is lower.

How to use this tool

1. Enter each asset's current rupee value: cash, bank balance, gold and silver at today's market value, investments, and money others owe you.
2. Enter your debts and liabilities — these are subtracted before Zakat is computed.
3. Update the gold and silver rates per tola to today's market prices so the nisab is accurate.
4. Press Calculate Zakat to see the amount due, a full breakdown table, and both nisab values.

Key features

• Complete asset breakdown: six asset categories plus debts, shown line by line in a clear table.
• Automatic nisab check — if your net wealth is below nisab, it plainly says no Zakat is due instead of showing a misleading figure.
• Editable gold and silver rates per tola, with both nisab values displayed so you can see which one applies.
• Uses the lower of the gold and silver nisab, the position followed by the majority of scholars.
• Prominent note to consult a scholar for complex cases such as business inventory or disputed debts.

Common use cases

• Ramadan calculation: working out the annual Zakat before distributing it.
• First-time payers: understanding which assets count and how the nisab works.
• Gold holders: converting jewellery weight to market value and checking it against nisab.
• Savers: combining bank balances, prize bonds, and cash to see if the threshold is met.
• Record keeping: the breakdown table doubles as a simple annual wealth snapshot.

Practical tips

• Value gold and silver at the selling (not buying) rate on your Zakat date — that is what the wealth is actually worth to you.
• Fix one Zakat date each lunar year and calculate on it annually; consistency matters more than the exact day.
• Deduct only immediate debts and the current year's due installments, not the full balance of a long-term loan — scholars differ here, so ask yours.
• Money you are confident of recovering counts as an asset; doubtful debts are usually excluded until received.
• Personal-use items — your home, car, clothes, and furniture — are not zakatable and should not be entered.